Urban Co-operative Banks (UCBs) in India are assessed under RBI/NABARD-aligned IT examination guidance, tiered into Level I-IV based on the bank's size and technology adoption.
Level I covers UCBs with minimal IT dependency, while Levels III-IV apply to banks with extensive technology footprints — core banking systems, internet and mobile banking — and require deeper IT and cybersecurity audits. The assessment evaluates governance, technology risk management, and cybersecurity controls proportionate to the bank's tier.
UCB assessments delivered
RBI / NABARD
RBI IT Examination Guidelines for UCBs